Fire Loss

Experiencing Fire Loss Damage? Be Prepared to Act .

Fire Loss damage can strike without warning, leaving property owners grappling with the aftermath. In times of crisis, a swift and informed response is paramount. We understand the challenges that come with unexpected Fire Loss damage and are here to guide you through the intricacies of fire related insurance claims. It is extremely important that you contact us as soon as the fire loss occurs so that we can provide you with proper counsel.

Your insurance company will often look for any reason to deny coverage to your fire loss claim. They may deny or delay payment because you did not follow proper protocol per your Policy or sufficiently mitigate damages. Insurance Companies may base their denial on a fire cause and origin report that is of questionable quality.

Our skilled attorneys will review your case, challenge insurance companies who act in bad faith and advocate for you to receive the full amount of insurance benefits you deserve. If you are the victim of bad faith insurance practices, we will zealously seek all appropriate damages to which you may be entitled.

Types of Fire Loss Damage We Handle:

1. Electrical Defect Fire: Sudden electrical fires can be severe, causing extensive damage to your property. We specialize in securing the compensation you deserve for such unforeseen incidents.
2. Arson: These situations are serious and need to be handled in an appropriate manner. There are necessary steps that need to be taken in order to prevent the insurance company from denying your claim or minimizing your recovery for repairs. Our guidance will help you receive maximum benefits from your insurance policy to recover from this specific type of fire loss damage.
3. Kitchen Fire: There are many times that kitchen’s set fire on accident. These types of losses can create a significant amount of damage to your Residential and/or Commercial Property. Your DAMAGE LAW attorneys will advocate for your rights and secure the compensation you need to restore your property back to its pre-loss condition.
4. Neighboring Property Fire Loss: There are times where your neighbor’s property catches fire and ends up causing damage to your property. Damage Law’s attorneys can assist in establishing liability against your neighbor’s insurance company in order to secure your financial interest and recovery via a third-party insurance claim with your neighbor’s insurer.  

Damage Law is dedicated to helping you navigate the complexities of insurance claims related to various types of fire loss damage. Our team is committed to ensuring you retrieve the maximum benefits stipulated in your homeowner or commercial property policy.

Tips on What to Do If You Experience a Fire Loss

Don’t be a Hero, Call the Fire Department Immediately:

• The Fire Department will help extinguish the fire to prevent further damage to your property and determine the cause of the fire.
• Obtain the Fire Incident Report Number: It is very important that you ask for a copy of the fire loss report. Your insurance company will want this for its records.

Mitigate Damages:

• Failing to mitigate damage promptly may lead to coverage denial or limited recovery.
• You must secure your Residential and/or Commercial Property in order to prevent further damage.
• Avoid allowing your restoration or mitigation company to submit repair estimates on your behalf. These companies’ repair estimates may limit your recovery.

Photograph/Video the Damaged Areas :

• Documenting the damaged areas, including contents, is essential for your claim.
• Photograph and/or record the damage to your property and your damaged contents.

Do Not Discard Fire or Smoke Damaged Contents:

• Do not discard your damaged items. It is important for the purposes of proving that the contents were damaged as a result of the loss. Damage to contents can result from fire damage, smoke damage, and/or contamination.
• You may be entitled to replacement cost reimbursement for your affected contents.
  

Call Us Immediately for Help with Your Insurance Claim:

• Don’t let your insurance company take advantage of you. Insurance companies are trained to seek reasons to deny or limit coverage.We at Damage Law are here to  assist you in all aspects of the claim.
• What you state to your insurance company can be used against you.  
• Call us immediately in order to ensure your best interest.

No Win, No Fee Guarantee: At DAMAGE LAW, we believe in your case. That's why we don't take a fee unless we win you money on your claim. Our commitment is to your success, and we stand by it with our transparent and client-friendly fee structure. Our skilled attorneys will personally review your claim and advocate on your behalf to receive the full amount of insurance benefits. If you are the victim of insurance bad faith, we will zealously seek all appropriate damages to which you may be entitled.

DISCLAIMER: The information presented in this website is for general informational purposes only and should not be construed as legal advice. Every case is unique, and the outcome of legal matters can vary based on the specific facts and circumstances involved. The content provided does not establish an attorney-client relationship and should not be relied upon as a substitute for seeking professional legal advice tailored to your situation. No guarantee or warranty is made regarding the accuracy, completeness, or applicability of the information provided. Any reliance on the information in this presentation is at your own risk. Always consult with a qualified legal professional before making any decisions or taking any actions based on the information presented.

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